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Why You Need to Have a Budget

Do you ever find yourself with more month than money?  Or maybe you get paid every two weeks, but your funds seem to dwindle around day 10?  For so many, this is a routine reality.  And it’s one of the primary reasons why you need to have a budget. I know.  Budget.  It’s a bit […]

How to Recover When You Blow Your Budget

The holiday season has, once again, come and gone.  I don’t know about you, but every year, we set a budget for Christmas.  And every year, it seems like we surpass it.  Some years it’s like a long-jump, other years a little closer to a game of leapfrog – on budget, over budget, on budget, […]